How to Use Public Parks for Wellness and Community

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Public parks can be powerful wellness tools hiding in plain sight. They offer fresh air, open space, and a chance to see other people without the effort of formal gatherings. For seniors in assisted living Portland, parks can support physical health, emotional balance, and a sense of belonging, all at once, and usually at no cost.

Move at a pace that suits your body

Walking paths let you choose distances that feel right for your energy level. You can:

  • Take short strolls on flat sections

  • Use benches for rest breaks and simple stretches

  • Practice balance by walking on different surfaces, like grass or packed dirt

Even slow walks strengthen the heart, lungs, and leg muscles over time.

Let nature lift your mood

Spending time around trees, water, and birds can be surprisingly calming. You might:

  • Sit on a bench and notice colors, sounds, and smells

  • Watch dogs playing or children exploring

  • Bring a notebook and write down observations or thoughts

These quiet moments can ease stress and make worries feel a bit smaller.

Join in gentle group activities

Many parks host events like outdoor exercise classes, tai chi, or walking groups. Attending one of these can add both structure and social contact to your week. In places similar to retirement communities Portland, staff sometimes organize small outings to nearby parks for picnics, short walks, or simple games, giving residents a change of scenery without long travel.

Use parks as social meeting places

Gathering with family or friends in the open air of a park offers a wonderfully relaxed atmosphere, far removed from the formality of hosting at home. Picture spreading out a vibrant picnic blanket adorned with an assortment of simple yet delicious treats, think fresh fruit bursting with flavor, crunchy veggie sticks paired with a tangy dip, and perhaps some homemade sandwiches cut into delightful shapes. 

Bring along a well-worn deck of cards or a small, engaging game to spark laughter and light-hearted competition. Alternatively, consider packing art supplies, colorful markers, sketchpads, and watercolor sets for a creative afternoon spent doodling or painting together, allowing everyone’s imagination to flourish under the gentle caress of a warm breeze.

The beauty of being outdoors lies in the way it encourages conversation to flow freely, as the sounds of nature create a soothing backdrop. Plus, if sitting still starts to feel confining, the expansive park allows for leisurely strolls or spontaneous games of catch, making the experience refreshing and invigorating.

Make park visits part of your routine

Choosing one or two regular park days each week can turn visits into a habit. Check the weather, dress in layers, and bring water and a hat. Over time, you may start recognizing familiar faces, which adds another layer of community. Parks are shared spaces that invite you to move, notice, and connect, all in your own way and at your own pace in retirement home Portland.

Coping With Loneliness in Later Life: Practical Ways to Feel More Connected

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Feeling lonely is not a sign that you have done anything wrong. It is a human response to wanting more connection than you currently have. In later life, changes like retirement, health shifts, or the loss of friends and partners can narrow social circles. The important thing is recognizing the feeling and taking small, doable steps to invite more contact and meaning into your days in assisted living Portland.

Acknowledge what you are feeling

Loneliness often carries shame, which makes it harder to talk about. Simply naming it to yourself is a helpful starting point. You might say, “I am missing company” or “I wish I had more people to talk to.” This honesty makes it easier to decide what might help.

Start with small, regular contact

Grand gestures are not required. Short, consistent interactions often make the biggest difference. Consider:

  • Calling one friend or family member on the same day each week

  • Chatting briefly with a neighbor or staff member when you see them

  • Joining a small group, such as a card game or discussion circle

If large gatherings feel overwhelming, focus on one to one conversations that allow you to really listen and be heard.

Combine activities with connection

Shared tasks make talking easier. You might:

  • Cook or bake with someone, even if you mostly direct from a chair

  • Work on a puzzle or craft project side by side

  • Take a short walk together, at a pace that feels comfortable

These activities create contact without forcing constant conversation.

Use community and technology as tools

Senior centers, retirement communities, faith groups, and libraries often host programs that welcome newcomers. Many also offer virtual options. Video calls or online groups can be surprisingly warm when you use them to see familiar faces or explore shared interests. In places like retirement home Portland, staff may help residents set up calls or join online classes that match their hobbies.

Care for your inner world

Connection with others matters, but so does your relationship with yourself. Journaling, reading, listening to music, or practicing simple relaxation exercises can help you feel more grounded on quieter days. If loneliness is affecting your sleep, appetite, or interest in daily life, talking with a counselor or doctor is another form of connection that can lead to real relief.

Loneliness will likely visit from time to time, but it does not have to stay in charge. Small choices, repeated steadily, can open doors to new friendships and a greater sense of belonging.

Winter Wellness Tips for Seniors: Staying Healthy When Temperatures Drop

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Cold months can bring beautiful skies and cozy evenings, but they also bring challenges for older adults. Shorter days, slippery sidewalks, and dry indoor air can affect everything from mood to joint comfort. A few winter specific habits in retirement home Portland can help you feel steadier, warmer, and better able to enjoy the season.

Dress in smart, layered clothing

Layers trap warmth and can be adjusted as temperatures change. Start with a soft base layer that wicks moisture, add a sweater or fleece, and finish with a coat that blocks wind. Hats, scarves, and gloves are not just accessories; they protect areas where heat is easily lost. Indoors, warm socks and slippers with good grip add both comfort and safety.

Keep moving, even on cold days

It is natural to slow down in winter, but long periods of sitting can stiffen joints and reduce energy. Consider:

  • Short indoor walks around your home or hallway

  • Gentle stretching when you first wake up

  • Simple seated exercises while watching television

Even ten minutes of movement, a few times a day, supports circulation and helps keep muscles stronger.

Support your immune system

Winter often means more time in close quarters where germs spread easily. Basic hygiene still matters: washing hands with soap, avoiding touching your face, and staying up to date on recommended vaccines. Nutritious meals with fruits, vegetables, whole grains, and lean proteins help your body respond better if you do pick up a bug.

Care for skin and airways

Heaters can dry out both skin and nasal passages. Using a mild moisturizer after bathing and a lip balm throughout the day can ease itching and cracking. A small humidifier or a bowl of water near a heat source can add moisture back into the air. For many residents in retirement communities, drinking warm herbal teas is a comforting way to stay hydrated and soothe the throat.

Protect against slips and cold exposure

Winter safety in assisted living Portland includes planning your routes. Choose cleared, well lit paths and wear shoes with non-slip soles. Using a cane or walker when needed is a sign of wisdom, not weakness. Keep a small emergency kit in your car with a blanket, water, and snacks if you drive.

By tending to warmth, movement, food, and safety, you can move through winter with more ease and less worry, giving yourself space to enjoy the parts you love about the season.

Pilates for Seniors: Improve Core Strength Without Strain

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Pilates can look intimidating at first glance, but at its heart it is a gentle system of movements that teaches your body how to support itself better. For older adults in assisted living Phoenix, that often means less stiffness, better balance, and fewer aches when getting out of a chair or reaching for something on a shelf. The focus is on control and alignment, not on how far you can stretch or how fast you can move.

Why Pilates works well for older bodies

Many traditional exercises put a lot of pressure on joints. Pilates, especially when done on a mat or with simple equipment, keeps movements controlled and low impact. It targets the deep muscles of the abdomen, back, and hips that help keep you upright and steady. Stronger core muscles can:

  • Improve posture and reduce back discomfort

  • Make walking and turning feel more stable

  • Support everyday tasks like dressing, cooking, and climbing steps

Breathing is synchronized with movement, which encourages relaxation and helps you pay closer attention to how your body feels.

What a senior friendly class looks like

A good class for older adults in retirement communities moves at a calm pace and offers options for different ability levels. 

You might start with:

  • Diaphragmatic breathing while lying on your back or sitting

  • Pelvic tilts to gently mobilize the lower spine

  • Leg slides or marches to wake up hip muscles

  • Simple arm movements that train coordination and shoulder stability

The teacher should remind you often to relax your neck and shoulders and to stop if anything causes pain, not just mild effort.

Getting started safely

Before beginning Pilates, it helps to check with your clinician, especially if you have osteoporosis, joint replacements, or heart or lung conditions. When you look for a class, ask whether the instructor has experience with seniors or people with limited mobility. Private or very small group sessions can be useful at first so you can learn how to modify exercises.

At home, you can practice tiny pieces of Pilates, such as:

  • Sitting tall and gently drawing your belly toward your spine as you exhale

  • Lying on your back with knees bent and slowly lifting your hips a few inches

  • Performing slow, small leg marches while keeping your torso steady

In places like retirement home Portland, group Pilates sessions are often adapted so participants can work on chairs or higher surfaces instead of getting down to the floor. With the right guidance, Pilates can become a pleasant routine that leaves you feeling stronger, more centered, and more confident in your movements.

Help to Declutter Without the Guilt

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As we grow older, many of us realize we have way too much “stuff” and may need to get rid of things to accommodate a move to a smaller place, or wish to simplify our lives with fewer material goods. However, the problem with good intentions is we are overwhelmed with all of the things we feel a sentimental attachment to even if we no longer need it or perhaps ever like it. It may have been a gift from a beloved child or friend or something bought on a special trip. It can also be something we just paid too much for and feel we need to hang on to it. 

A recent article from Apartment Therapy reminds people to remember once something has fulfilled its purpose and no longer serves us, brings up bad memories or feels like clutter; it’s time to consider letting it go regardless of how you got it in the first place.  They offer some tips on how to make those decisions easier. 

The first recommendation is to start with sentimental items stored away in cabinets or boxes. Upon seeing something again, you may realize the item no longer holds the same power it once did and you no longer need it. If you are undecided, put it away in a box to be looked at again in 6 months. Things to consider when keeping items are do they bring you happiness just by looking at them? Another thing to pare down is old pictures. Making a smaller album of the best of the best pics probably means you will look at them more often. Give away duplicates to other family members, and digitalize the pictures you don’t want to throw away. 

The same goes with old vacation souvenirs. Instead of a whole boxful, keep one or two things and discard the rest.  Too many mugs? Keep the best of them and donate the others. For things like sentimental t-shirts, baby clothes or ticket stubs, repurpose them. Ideas include making a quilt out of beloved clothing and attractively framing your ticket stubs.  What you plan to save, put it away in a labeled keepsake box. 

The contemporary MorningStar of Parker senior living community offers a range of lifestyle options including independent living, assisted living and memory care. We are honored to support seniors as they age with freedom and choices, and to promote a healthy lifestyle of maintenance-free living, safety and security. Our 49 independent living suites and 54 assisted living suites are available in studios, and one- and two-bedroom options. For seniors with Alzheimer’s or other dementia-related diseases, our distinct Reflections Neighborhood provides 43 all-inclusive memory care suites. Contact us to set up a personalized tour of our welcoming retirement communities.

Got Five Extra Minutes a Day?

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We know exercise is important especially as we age; but surveys show too many people have trouble sticking to a routine and/or think they don’t have enough time to do it. A recent study from the CDC, which recommends at last 150 minutes of moderate activity or 75 minutes of intense activity weekly, found almost one-third of people are not getting enough weekly physical activity to maintain health. Experts explain physical activity is essential for reducing the risk of serious diseases including cardiovascular, diabetes, cancer, hypertension, obesity, depression, and osteoporosis; as well as premature death. 

If you fall into the group that is reluctant to exercise regularly, a study recently published in the British Journal of Sports Medicine may help get you moving. It reports spending at least two 5-minute periods a day in a quick physical activity session could boost heart and lung fitness and enhance cardiorespiratory fitness. One of the authors of the study, Miguel Ángel Rodríguez, a doctoral researcher in clinical research at the University of Oviedo, Spain, told Medical News Today, “When people are asked why they don’t exercise, the most common answers are lack of time and lack of motivation. Exercise snacks directly address both: They’re short, flexible, and easy to fit into daily routines.” Researchers hope more people will stick to this type of exercise regime than other more time-consuming programs. 

The study examined data from 11 studies done from around the world including Canada, Australia, China and the United Kingdom. The participants (approximately one-third men and two-thirds women), ranged in ages from 18-75 years. The type of exercises participants did included stair climbing, leg-focused strength exercises and tai chi. The authors say the wide adherence to maintaining the program was notable. Unlike many studies with a much lower buy-in, 83% of the participants stuck to the program for the whole period of time. Results showed statistically significant improvements in cardiorespiratory fitness (heart and lung function) in younger physically inactive adults, and in muscular endurance in older adults. The message taken away from the studies is that a little exercise is better than no exercise at all. 

MorningStar of Parker’s contemporary community offers luxury  assisted living, and memory care in a variety of configurations, floorplans and even buildings. Along with fine dining and resort-style amenities, we provide a vast array of wellness programs and activities designed to keep residents moving and having fun. For adults with Alzheimer’s and other forms of dementia, Reflections Neighborhood has a total of 43 memory care suites in a choice of studio or one-bedroom units. Contact us to set up an in-person tour of our retirement communities to see for yourself what the finest senior living in Parker looks like. 

Finding Your Calm at Busy Family Gatherings

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Big family get-togethers can be a mix of joy, noise, and a little chaos. It is normal to feel excited to see everyone and still feel tired or tense by the end of the day. With a few small strategies in assisted living Portland, you can protect your energy and enjoy more of the good parts without feeling overwhelmed.

Decide what feels right for you ahead of time

Before the visit, take a quiet moment to think about what would make the day feel manageable.

You might ask yourself:

  • How long do I really want to stay

  • What time of day I feel my best

  • What kinds of activities feel fun and which feel draining

Once you know your limits, share them with a family member you trust. You can say something like, “I would love to come for a few hours, then I will need some quiet time.” Clear expectations make it easier for everyone to support you.

Look for smaller, meaningful moments

Large, lively rooms can be tiring. Shifting your focus to one person at a time can make the day feel less intense and more personal.

Ideas to try:

  • Sit with one grandchild to look through photos or a book

  • Have a short conversation in the kitchen while someone cooks

  • Invite a family member to step outside for a brief walk or to sit on the porch

These quieter pockets of connection often feel more satisfying than trying to be in the middle of everything at once.

Give yourself permission to step away

If the room starts to feel noisy or you notice your shoulders tensing, it is a good time for a short break.

You can:

  • Slip into a quieter room for a few minutes

  • Sit down in a comfortable chair away from the center of activity

  • Practice a simple breathing pattern: inhale for a count of four, hold briefly, exhale for a count of six, and repeat a few times

You do not need to make a big announcement. A simple, “I am going to sit down for a bit,” is enough.

Choose activities that feel like joy, not pressure

Most gatherings in retirement communities include several things happening at once. You do not have to join every game, conversation, or project. Pick the parts that feel most like you.

That might mean:

  • Sharing a favorite recipe with a grandchild

  • Watching a game from a comfy chair instead of playing

  • Sitting at the table while others cook, offering stories or company

Focusing on what you truly enjoy can help you stay present and let go of any tension around what you think you “should” be doing.

Stay anchored in what you can control

You may not be able to control noise level, timing, or every interaction, but you can control how you care for yourself throughout the day.

Helpful anchors include:

  • Eating regular, familiar meals or snacks so your blood sugar stays steady

  • Drinking water during the visit

  • Wearing comfortable clothes and shoes

  • Planning a quiet evening afterward to recover

Seniors in communities similar to retirement home Portland often say that family events feel more enjoyable when they approach them with a simple plan: know their limits, seek out one to one moments, and take small pauses when needed.

Managing Seasonal Allergies as a Senior: Simple Ways to Breathe Easier

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Seasonal allergies are common at any age, yet they can feel especially draining later in life. The good news is that a few steady habits can make symptoms much more manageable, so you can enjoy the weather instead of hiding from it in retirement home Portland.

Why allergies can feel different as you age

Bodies do not respond to pollen and dust the same way at 75 as they did at 25. The immune system may react more strongly to certain triggers. Nasal passages can become drier and more sensitive. Other health conditions, or medications that cause dryness or congestion, can make allergy symptoms feel heavier.

Smart ways to cut down exposure

You may not be able to avoid allergens completely in retirement communities, but you can lower how much you breathe in.

  • Watch pollen times: Levels are often highest in the morning and on dry, windy days. If symptoms run strong, try planning walks and outdoor activities for later in the afternoon or after rain.

  • Keep windows closed on high count days: It can be tempting to let in fresh air, but open windows invite pollen inside. Use fans or air conditioning instead when counts are high.

  • Rinse allergens away: After being outdoors, change clothes and, when possible, wash your face or take a quick shower. This helps remove pollen from skin and hair so it does not follow you onto pillows and furniture.

Making your indoor space friendlier for your nose

Since you may spend more time inside during allergy season, it helps if your living space works with you.

  • Air purifiers: A purifier with a HEPA filter can trap pollen, dust, and dander. Keeping one in the bedroom is often especially helpful.

  • Regular cleaning: Light dusting, vacuuming with a HEPA filter, and washing bedding weekly in warm water reduce allergen buildup.

  • Pet care: If you share your home with animals, regular brushing and bathing (ideally by someone else) can lower dander levels.

Everyday habits that support comfort

Simple routines can help your body cope better with allergens.

  • Drink enough fluids: Water, herbal tea, and broths keep mucus thinner and easier to clear.

  • Use saline rinses or sprays: A basic saline nasal spray can gently flush out irritants and ease dryness.

  • Talk with your doctor about medications: Over the counter antihistamines, nasal sprays, or eye drops may help, but they should be checked against your current medicines and health conditions.

Gentle natural supports you can try

Some people like to pair medical care with simple home support.

  • Warm herbal teas like peppermint, ginger, or chamomile can soothe a scratchy throat and offer a bit of steam for the sinuses.

  • Local honey in moderation may feel comforting to the throat, and some people feel it helps them tolerate local pollen better, though results vary.

  • Steam inhalation with a few drops of eucalyptus in hot water (kept at a safe distance) can ease a stuffy feeling for some.

Seasonal allergies may not disappear, but with a mix of smart habits, supportive tools, and good communication with your care team in assisted living Portland, they do not have to run the whole season. 

Moving with Ease: How Water Aerobics Helps Seniors Protect Their Joints

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Stepping into a warm pool can feel like a relief the moment the water lifts some of your weight. For many older adults in assisted living Portland, that simple feeling is the starting point for an exercise routine that feels good instead of painful. Water aerobics offers a way to stay active while treating joints with care, which is especially helpful for those living with arthritis, past injuries, or general stiffness.

Why water feels kinder on joints

Water supports much of your body weight, which means knees, hips, and ankles do not have to absorb every step. In chest deep water, the load on joints can drop significantly, allowing you to move more freely than you might on land.

Two main benefits stand out:

  • Less impact: Movements that might hurt on land, like marching or leg lifts, often feel smoother in the pool.

  • Built-in resistance: Water gently pushes back against your arms and legs, helping muscles work without the need for heavy weights. Stronger muscles around joints can provide better support and stability.

What a typical class looks like

Water aerobics usually takes place in waist or chest deep water, so you do not need to be a strong swimmer. The focus is on slow, steady moves rather than speed. 

Most classes follow a simple structure:

  • Warm up: Gentle walking, arm sweeps, and easy stretches to get used to the water and loosen tight areas.

  • Main set: Low impact exercises such as water jogging, side steps, leg lifts, arm circles, and light kicks. Some instructors add foam noodles or water weights for variety.

  • Cool down: Slower movements and stretches to help muscles relax and keep joints flexible.

The group setting often makes it feel more like a social hour with movement than a workout. People chat between sets, encourage each other, and laugh when the water splashes higher than expected.

Benefits that go beyond joints

While joint comfort is a big reason to try water aerobics, it is not the only perk. 

Regular classes can also:

  • Improve balance and coordination, which may lower fall risk

  • Support heart health through gentle aerobic activity

  • Lift mood, especially for those who enjoy the sensation of being in water

Getting started in a way that feels safe

If you are curious about water aerobics, talk with your doctor first, especially if you have heart, lung, or mobility concerns. 

Once you get the go ahead:

  • Look for beginner friendly classes with experienced instructors

  • Wear water shoes for better grip and support on pool bottoms

  • Start with shorter sessions and build up gradually

  • Let the instructor know about any joint replacements or limitations

Retirement communities with access to pools, including many in and around retirement home Portland, often offer water classes tailored specifically to seniors. Whether you join a formal class or a small group of friends who meet regularly, time in the water can become a gentle, enjoyable way to keep joints moving and daily life feeling a little more comfortable.

Staying Strong with the “Sunshine Vitamin”: Why Vitamin D Matters for Seniors

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Vitamin D works quietly in the background, but the impact it has on an older body is anything but small. It helps bones stay sturdy, muscles work the way you expect them to, and the immune system responds when you need it most. As we age in assisted living Portland, getting enough of this nutrient becomes trickier, especially in cooler months when we spend more time indoors, so it is worth paying attention to.

How vitamin D helps protect your bones

Calcium often gets the spotlight for bone health, but without vitamin D, much of that calcium never makes it where it needs to go. Vitamin D helps your body absorb calcium from food and move it into bone. When levels are low, bones can thin, weaken, and break more easily.

For older adults, this matters because:

  • Bone density naturally declines with age

  • Recovery from fractures can take longer

  • A single fall can affect mobility and independence

Including vitamin D rich foods like fortified milk, some plant milks, yogurt, fatty fish such as salmon, and eggs gives your body some of the raw material it needs. In many retirement communities, menus are planned with these options in mind to support long term bone strength.

Giving your immune system a quiet boost

Vitamin D also plays a role in how your immune cells function. It helps them recognize and respond to germs more effectively. When levels are in a healthy range, your body is often better prepared to handle common infections.

This does not mean vitamin D prevents every cold or flu, but it can be one piece of a larger plan that includes hand washing, vaccines, sleep, and good nutrition. Time outdoors adds to this support. Even a short daily walk in gentle sunlight can contribute to vitamin D production, while also boosting circulation and mood.

The connection between vitamin D and mood

Many people notice their mood dips in late fall and winter when daylight hours shrink. Low vitamin D levels have been linked with low energy and increased risk of depression in some older adults. While it is not the only factor, keeping vitamin D in a healthy range may help steady mood and support a more positive outlook.

Helpful habits include:

  • Sitting near a sunny window when outdoor conditions are not ideal

  • Spending a few minutes outdoors when weather and safety allow

  • Including vitamin D containing foods as part of regular meals

If blood tests show your levels are low, your clinician may suggest a supplement. It is important to follow their advice on dose, since too much vitamin D can cause problems as well.

Practical ways to keep levels in a healthy range

You can think of vitamin D support in three parts:

  • Sunlight: Short, regular exposure on hands and face when weather and skin safety allow.

  • Food: Fortified dairy or plant milks, cereals with added vitamin D, eggs, and certain fish.

  • Supplements: Used under medical guidance when diet and sunlight are not enough.

A simple blood test can show whether your current level is low, normal, or high. From there, your care team in retirement home Portland can help you decide whether changes to food, routines, or supplements make sense.

Is it Time to Explore Senior Living?

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Our retirement years allow us to pursue the things we may have put off while raising a family and building a career. It offers the gift of time to reinvigorate old hobbies or start new ones, travel, make new friends, or engage in activities that bring a sense of purpose and meaning to our lives. Most importantly it is the time to reimagine what “retirement” means to each of us including the idea of where “home” is.

This may mean exploring the idea of senior living and how it may benefit your well-being by seamlessly providing many things you are missing out on while living on your own. Many senior communities offer maintenance-free living both inside and out ensuring you have the time to enjoy a leisurely lifestyle. Imagine an environment with chef-inspired meals you no longer need to cook, exercise programs and activities geared toward your needs and interests, and a group of friendly people who are in the same phase of life as you.  

Another problem many seniors suffer from is social isolation, which research shows can affect both physical and mental health. Loneliness is linked with problems such as heart disease, depression, cognitive decline, and depression. Senior living communities are designed to help solve this problem.

Retirement communities like MorningStar at West San Jose provide integrated independent living and assisted living under one roof. While licensed to provide the care assisted living residents require, we also welcome seniors who may not need help now but appreciate the convenience knowing help is available should the need arise. All residents enjoy predictable budgeting and our many luxury amenities including all-day restaurant-style dining.

MorningStar’s signature programs promote healthier, more purposeful lives as well as provide old-fashioned fun. We love celebrating holidays and birthdays and gathering for things like movies and live entertainment. Our community also routinely takes to the road for lunch outings and other adventures.

For seniors living with Alzheimer’s and other dementia-related diseases, senior living communities with dedicated memory care can be the answer for families searching for quality care for a loved one. MorningStar at West San Jose’s memory care is provided in our Reflections Neighborhood; a distinct area designed to celebrate and elevate the lives of those afflicted with this all-consuming disease. Our memory care includes inviting common areas and clear wayfinding to encourage independence along with a compassionate team of trained caregivers.

MorningStar takes tremendous pride in the reputation we have earned for excellence and authenticity since our inception in 2003.  We believe the human capacity to grow, to learn and to contribute is ageless; and we act upon that truth daily, as we care for, inspire, and love the residents under our roof. Contact us to learn more about the finest independent living, assisted living and memory care in San Jose.

Medicare Terminology for Informed Decision-Making

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Enrolling for and/or making changes to a Medicare plan can be confusing. Medical News Today’s website states that learning how the health program works can help avoid errors, including missing enrollment periods, overlooking costs, and choosing unsuitable plans.

To help you avoid costly mistakes that result in you not getting the best coverage, it is important to understand what you are signing up for. One easy way to start is to learn Medicare terms. 

Medical News Today explains the following terms:

Out-of-pocket cost: This is the amount a person must pay for care when Medicare does not pay the total amount or offer coverage. Costs can include deductibles, coinsurance, copayments, and premiums.

Premium: This is the amount of money someone pays each month for Medicare coverage.

Deductible: This is an annual amount a person must spend out of pocket within a certain period before Medicare starts to fund their treatments.

Coinsurance: This is the percentage of treatment costs that a person must self-fund. For Medicare Part B, coinsurance is 20%.

Copayment: This is a fixed dollar amount a person with insurance pays when receiving certain treatments. For Medicare, this usually applies to prescription drugs.

Additionally, it is important to understand Medicare plans. Original Medicare is Part A (hospital insurance) and Part B (medical insurance). Medicare Advantage is known as Part C and is managed by private insurers. Part D offers separate drug coverage. Medigap is a supplemental plan that helps pay costs such as deductibles, premiums and coinsurance not covered by Original Medicare. If you have further questions, visit Medicare.gov.

At MorningStar at West San Jose, our carefree lifestyle gives independent and assisted living residents the freedom to pursue their interests and make new friends. Meaningful wellness programs and activities promote healthier, more purposeful lives; and our elevated dining can be enjoyed all-day in a choice of venues. In addition, our distinct Reflections Neighborhood provides holistic care to those with memory impairment. Contact us or visit our website for more information about MorningStar retirement communities in San Jose.

MorningStar’s foundation is based on the mission to honor God, value seniors and invest in our staff to create a unique senior living experience.  Set in a warm, loving atmosphere with beautiful surroundings and resort-style amenities, we provide the finest independent living, assisted living and memory care in San Jose.  Please contact our team to inquire about availability, pricing or to set up a tour.

Source: medicalnewstoday.com/articles/medicare-enrollment-common-mistakes?